Mutuelle Costs

A quick look on Euromut's website. It would be 24 X 6.95 + 3 = €169.80 for the year for complementary insurance which is compulsory level for those in employment.

Medication depends on what is prescribed and how, probably have to get an approval of a Euromut doctor. For example, had a child who did 2 years with a speech therapist, had to go first to get her IQ tested and hearing tested, report results sent to Euromut doctor who approved treatment at a significantly reduced cost. I think you need someone to advice who has a long term medical condition, if not heart, then something else which requires regular medicine to keep them ticking over.

A quick look on Euromut's website. It would be 24 X 6.95 + 3 = €169.80 for the year for complementary insurance which is compulsory level for those in employment.

Medication depends on what is prescribed and how, probably have to get an approval of a Euromut doctor. For example, had a child who did 2 years with a speech therapist, had to go first to get her IQ tested and hearing tested, report results sent to Euromut doctor who approved treatment at a significantly reduced cost. I think you need someone to advice who has a long term medical condition, if not heart, then something else which requires regular medicine to keep them ticking over.

Just checked Partenamut charge 24 * 8.50 a month = €204 a year for 2 adults and children.

I also collect their reimbursements. I get up to €60 back each child per year for doing sports camps and being members of sports clubs. Adults can claim back the sports club money too. You could therefore find yourself claiming back reimbursements worth more than what you pay in.

This question has been asked many times over the years and the received wisdom is that there is very little to choose between the different mutuelles as they are strictly controlled by the government precisely to ensure that one doesn't have a monopoly. The peripheral benefits vary slightly - one will give you a bigger basket of goodies if you have a child, another will give you a better gift if you get married.
In the two examples quoted above there is a difference of €35/annum. In other words it generally makes more sense to be guided by which mutuelle has a more convenient office than which is the cheapest; the reimbursements will be identical which ever one you choose.
You have to pay for permanent medication and it doesn't become free when you reach a certain age as, for example, in UK. However, medications are priced according to how essential they are to health so the Medrol which I have as a stand-by in case of a major asthma attack is free of charge whereas I pay for the inhaler which I use daily.
http://www.bcfi.be/ gives the price of all medication available in Belgium. the site is in Dutch but, no doubt, the other four initials - NOT bcfi - at the top of the page will lead to the French version. You should easily be able to work out what your husband's medication is going to cost even without knowing the language.

I ended up choosing mutuelle on location of office and I'm glad I did because there have been many times when I've had to talk in person.

Mutuelle St Michel would have been best choice if going for the super value residential camps they run during Summer holidays if using them were important to me. It really is only these little extra services which differ between mutuelles.

The mutuelles here seem to have a good reputation at refunding quite quickly too, one of the better bits of Belgian bureaucracy.

I ended up choosing mutuelle on location of office and I'm glad I did because there have been many times when I've had to talk in person.

Mutuelle St Michel would have been best choice if going for the super value residential camps they run during Summer holidays if using them were important to me. It really is only these little extra services which differ between mutuelles.

The mutuelles here seem to have a good reputation at refunding quite quickly too, one of the better bits of Belgian bureaucracy.